melanovario - Flexible financial planning subscription service

Acceptance Of Terms

By accessing or subscribing, you agree to these terms and our policies. If you do not agree, do not use the service.

Definitions

Key terms used in these terms and conditions are defined below.

‘Service’ means the ongoing financial planning subscription provided by melanovario.

‘User’ means any person accessing or subscribing to the service.

‘Consultant’ refers to our team members delivering the advisory service.

‘Subscription’ means the monthly fee-based engagement for planning services.

Service Usage Rules

You must use our service lawfully and for its intended purpose. Misuse may result in suspension or termination.

Eligibility

You must be at least 18 years old and reside in Australia to use this service.

Proof of age or residency may be required.

User Responsibilities

You agree to provide accurate information and follow our engagement terms.

Keep your contact and billing details up to date.

Use the service only for personal planning purposes.

Do not share confidential materials outside the engagement.

Notify us immediately of any suspected misuse or security concern.

Prohibited Uses

Certain activities are strictly not allowed.

Using the service for unlawful or fraudulent purposes.

Attempting to gain unauthorized access to systems or data.

Disrupting service operation or security.

Transmitting harmful, offensive, or misleading content.

Copying or distributing proprietary materials without consent.

Intellectual Property Rights

All content, materials, and trademarks are owned by melanovario or its licensors. You may not reproduce, distribute, or use these materials without permission.

User Content

You retain rights to information you provide, but grant us a license to use it for service delivery.

User Content Rights & Use

We will handle your data according to our privacy policy and legal requirements.

Privacy & Data Protection

Your data is collected and managed under our privacy policy, which complies with Australian law. We take reasonable steps to secure your information.

View Privacy Policy

Disclaimer Of Service Content

Information is provided for general purposes only. Results may vary.

Important Disclaimer

No specific outcomes or results are guaranteed. Use information at your own discretion.

Limitation Of Liability Statement

We are not liable for indirect or consequential damages resulting from your use of the service.

Indemnification

You agree to indemnify us from claims, losses, or liabilities from your use of the service.

Dispute Resolution Process

Any dispute will be resolved under Australian law through negotiation or arbitration.

Arbitration

If negotiation fails, disputes may be referred to arbitration in Australia.

Parties share costs unless otherwise determined.

Online Dispute Resolution

For online transactions, dispute resolution is available through Australian ODR platforms.

Read ODR Details

Severability

If any term is invalid, the remainder will continue in force.

Entire Agreement

These terms, along with privacy and disclaimer, form the full agreement between you and melanovario.

Applicable Law And Jurisdiction

These terms are governed by the laws of Australia. All disputes are subject to Australian jurisdiction.

Termination

We reserve the right to terminate your subscription for breach of terms. You may cancel at any time with notice.

Modifications

We may update these terms at any time. Continued use means acceptance of changes.

Contacting Us About Terms

For questions regarding these terms, please contact us.

Email: content@melanovario.com

Phone: +61.8.2802.1898

Address: 17 Gould Road, Herston, QLD 4006 Australia

Terms And Conditions Of Subscription Service